Not all EB-5 investors have their entire minimum investment amount—$800,000 for investments in a TEA (targeted employment area), $1.05 million otherwise—in hand when they are ready to begin their EB-5 applications. Luckily, some regional centers allow the partial investment option, where investors invest part of their minimum investments to get their EB-5 applications going while they wait for the remainder of their investment to become available. One regional center that offers this partial investment option is LCR Capital Partners.

Suresh Rajan, the company’s founder and executive chairman, says that some investors prefer this option as they wait for their existing investments to mature or to be liquidated or to take advantage of currency fluctuations—but they don’t want to wait to get into the EB-5 queue. Other reasons for investors to move forward with the partial investment include tax considerations and not wanting their children to age out of the green card window for dependents. Importantly, the partial investment option is not for investors who haven’t yet earned the money they will put toward the minimum EB-5 investment. For example, they can’t have $500,000 in hand and say that they will earn the remaining $300,000 in salary in the next two years, because all funds that go toward the EB-5 investment must have a clear origin and must demonstrate the investor’s ability to pay at the time of the application…and future wages for a job that may not exist in several years is too uncertain. Consulting with a skilled immigration attorney is essential.

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