The Many Benefits of Retiring in the US

Wondering why you should retire in the US? We’ve got the answers

A lot goes into deciding where to retire. And when retirees want to leave their hometown, planning where to retire comes with myriad factors worth pondering: the weather, the quality of and access to healthcare, the promise of an exciting (or calm and restful) social life, and much more. Some like the sun. Others want nothing more than the crisp air of the mountains and winters filled with snow, glorious snow. Many retirees don’t factor in the weather at all, instead choosing a place whose spirit or ethos best matches their own. Some retirees want a place close to excellent hospitals and medical clinics, and others care only about museums and downtown culture. Choices are influenced by an array of factors and are deeply personal. For this reason and many more, the US may be an optimal place for most retirees.


World-Class Healthcare

The US boasts a renowned healthcare system, with access to cutting-edge medical facilities, advanced treatments, and specialized care. Most of the world’s best medical schools are located within the US, where the best and the brightest constantly work toward developing new cures, medications, and health solutions on top of improving on existing treatments. For retirees prioritizing health and wellness, having access to top-tier medical professionals and facilities can provide peace of mind and ensure superior healthcare outcomes. This advantageous position came in handy as recently as during the COVID-19 pandemic, which disproportionately affected individuals over age 60. US residents got their hands on potentially lifesaving vaccines before anyone else, thanks to two American pharmaceutical companies that funded the research and swift creation of vaccines.

Culture and Entertainment

It would be difficult to find another place in the world that houses bigger, more dynamic cities that serve as world capitals for arts, culture, and entertainment. From Broadway shows in New York City to films and celebrities in Los Angeles, to the culture and vibrancy of San Francisco, Chicago, Washington D.C., New Orleans, and many more in between, American cities brim with world-class art, music, and sports events. The country is a great place for those who plan to fill their golden years with exploration and travel. A simple weekend trip to New York offers options as wide-ranging as browsing thousand-year-old relics from the ancient world before stopping to contemplate the vivid jungle colors of Impressionist paintings. The next morning could be spent strolling through Central Park, stopping for lunch at one of the hundreds of restaurants serving New Yorkers before catching a world-renowned orchestra or ballet performance in the evening.

Geographical Diversity

Whether you want endless sun and beach days or bright white mountains you can ski down, the US will oblige. Florida and California, on top of their tax and health incentives, offer bright, warm weather year-round, while the snowy slopes of Colorado will let you ski for hours that slide by in seconds. If your priority is nature itself rather than a specific type of weather, the US is home to the most beautiful landscapes in the world that will leave you satisfied. Whether you visit the Grand Canyon, Yellowstone, Yosemite, Glacier, Zion, or Carlsbad Caverns: when it comes to natural beauty, the US’s countless national parks boast it in abundance.

Access to Elite Colleges and Universities

For retirees with grandchildren or a passion for lifelong learning, the US is home to some of the world’s most prestigious educational institutions. From the Ivy League eight to renowned research centers like Stanford, UC Berkeley, Johns Hopkins, MIT, and CalTech, retirees can take advantage of educational opportunities and resources to enrich their intellectual pursuits and engage in lifelong learning.

Robust Infrastructure and Amenities

The US boasts a robust infrastructure network, including modern transportation systems, state-of-the-art facilities, and comprehensive amenities along its interstate highways and byways. From world-class airports and roadways to luxury spas and wellness centers, retirees can enjoy the convenience and comfort of first-class resources and services tailored to their needs and preferences.

Tax Advantages and Financial Opportunities

The US tax code provides numerous benefits and incentives for retirees, including tax-deferred retirement accounts, favorable capital gains treatment, and deductions for healthcare expenses. If you’re a retiree living in an eligible state, you may receive a sizable break in your property taxes. The Elderly and Disabled Tax Credit offers credits for home modifications that make residences more accessible for seniors, like installing ramps or grab bars. Retirees over age 70½ can donate funds directly from their IRA (individual retirement account) to charity without those funds counting as taxable income. Additionally, affluent retirees may have access to sophisticated financial planning strategies and investment opportunities to optimize their wealth and minimize tax liabilities.


The United States offers a compelling proposition for retirees seeking a blend of comfort, convenience, culture, and opportunity. With its top-notch healthcare system, upscale living options, and diverse cultural and geographical offerings, the US provides a solid foundation for a fulfilling retirement experience. The nation’s robust infrastructure, favorable tax environment, and access to elite healthcare facilities further enhance its appeal to perspective retirees looking to optimize their lifestyle. In choosing the US as a retirement destination, retirees can leverage its many advantages and spend their golden years enjoying both security and a high quality of life.

North Cascades National Park, Washington/ USA

North Cascades National Park, Washington/ USA

If you’ve already settled on moving to the US and want to find best US state to retire to, LCR’s recent guide can serve as a great starting point.

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